BANK ZERO MUTUAL BANK, Primary Office Absolute Systems 6 Georgian Crescent West, Bryanston, JOHANNESBURG, South Africa

SWIFT CODE :ZERMZAJJBANK ZERO MUTUAL BANK PRIMARY OFFICE JOHANNESBURG, SOUTH AFRICA

BIC Name / Bank name / Institution Name	BANK ZERO MUTUAL BANK
Bank Code / Institution Code	ZERM
Country	SOUTH AFRICA
Country Code (ISO 3166)	ZA
City	JOHANNESBURG
City Code	JJ The City Code are Institution Specific, different BIC has allotted different City Code for same city.
Office Type	Primary Office / Head Office / Main Office
Branch Code	XXX
Swift Code / BIC Code	ZERMZAJJ
Swift Code / BIC Code 11 Characters	ZERMZAJJXXX Note:If Swift Code is of 8 Characters then suffix XXX for branch code in the Swift Code.
Address	Absolute Systems 6 Georgian Crescent West, Bryanston
Zip Code / Postal Code	2021
Note: Before Transferring payment to the Bank Branch, confirm from the payment receiver, if the Bank Branch is Active
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Whether Financial Institution IBAN Compliant	No, BANK ZERO MUTUAL BANK is not IBAN Compliant.
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What is a SWIFT Code / BIC code?

Business Identifier Codes (BIC) has been developed by Society for Worldwide Interbank Financial Telecommunication (SWIFT) to identify banks and financial institutions globally. That is why BIC Codes are also known as SWIFT Codes.SWIFT Codes / BIC Codes are used for transferring money between banks of different countries or SEPA payments. Banks also use these codes for exchanging financial messages.

SWIFT Code / BIC Code is formed of 8 or 11 characters in following system:

First four characters in the SWIFT Code / BIC Code from left depicts bank code. In the case of BANK ZERO MUTUAL BANK the first four characters from left ZERM indicates that it is BANK ZERO MUTUAL BANK.
Characters 5-6 from left in the SWIFT Code / BIC Code, depicts Country code of the bank. In the case of BANK ZERO MUTUAL BANK characters 5 and 6 from left ZA indicates that bank is in SOUTH AFRICA. It means that all the banks located in SOUTH AFRICA will have ZA at 5th and 6th place from left in their Swift Codes / BIC Codes.
Characters 7-8 from left in the SWIFT Code / BIC Code, depicts City Code of the Bank. In the case of BANK ZERO MUTUAL BANK characters 7 and 8 from left JJ indicates that bank is in JOHANNESBURG. It means that all the branches of BANK ZERO MUTUAL BANK located in JOHANNESBURG will have JJ at 7th and 8th place from left in their Swift Codes / BIC Codes.
Characters 9-11 from left in the SWIFT Code / BIC Code, depicts Branch Code of the Bank.In the case of BANK ZERO MUTUAL BANK the length of SWIFT Code is 8 Characters, means BANK ZERO MUTUAL BANK Head Office of the Financial Institution.
Many Banks has taken only one SWIFT Code per country or have one SWIFT Code per city, for processing International Payments of all the Branches of the country / city through SWIFT enabled branch. So, if your Bank Branch is not depicting in the list, contact your Bank Branch for the SWIFT Code transactions.