FIRST NATIONAL BANK OF CENTRAL TEXAS, Primary Office 1835 Valley Mills Drive, WACO,TX, United States

SWIFT CODE :FNCTUS44FIRST NATIONAL BANK OF CENTRAL TEXAS PRIMARY OFFICE WACO,TX, UNITED STATES

BIC Name / Bank name / Institution Name	FIRST NATIONAL BANK OF CENTRAL TEXAS
Bank Code / Institution Code	FNCT
Country	UNITED STATES
Country Code (ISO 3166)	US
City	WACO,TX
City Code	44 The City Code are Institution Specific, different BIC has allotted different City Code for same city.
Office Type	Primary Office / Head Office / Main Office
Branch Code	XXX
Swift Code / BIC Code	FNCTUS44
Swift Code / BIC Code 11 Characters	FNCTUS44XXX Note:If Swift Code is of 8 Characters then suffix XXX for branch code in the Swift Code.
Address	1835 Valley Mills Drive
Zip Code / Postal Code	76710
Note: Before Transferring payment to the Bank Branch, confirm from the payment receiver, if the Bank Branch is Active
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Whether Financial Institution IBAN Compliant	No, FIRST NATIONAL BANK OF CENTRAL TEXAS is not IBAN Compliant.
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What is a SWIFT Code / BIC code?

Business Identifier Codes (BIC) has been developed by Society for Worldwide Interbank Financial Telecommunication (SWIFT) to identify banks and financial institutions globally. That is why BIC Codes are also known as SWIFT Codes.SWIFT Codes / BIC Codes are used for transferring money between banks of different countries or SEPA payments. Banks also use these codes for exchanging financial messages.

SWIFT Code / BIC Code is formed of 8 or 11 characters in following system:

First four characters in the SWIFT Code / BIC Code from left depicts bank code. In the case of FIRST NATIONAL BANK OF CENTRAL TEXAS the first four characters from left FNCT indicates that it is FIRST NATIONAL BANK OF CENTRAL TEXAS.
Characters 5-6 from left in the SWIFT Code / BIC Code, depicts Country code of the bank. In the case of FIRST NATIONAL BANK OF CENTRAL TEXAS characters 5 and 6 from left US indicates that bank is in UNITED STATES. It means that all the banks located in UNITED STATES will have US at 5th and 6th place from left in their Swift Codes / BIC Codes.
Characters 7-8 from left in the SWIFT Code / BIC Code, depicts City Code of the Bank. In the case of FIRST NATIONAL BANK OF CENTRAL TEXAS characters 7 and 8 from left 44 indicates that bank is in WACO,TX. It means that all the branches of FIRST NATIONAL BANK OF CENTRAL TEXAS located in WACO,TX will have 44 at 7th and 8th place from left in their Swift Codes / BIC Codes.
Characters 9-11 from left in the SWIFT Code / BIC Code, depicts Branch Code of the Bank.In the case of FIRST NATIONAL BANK OF CENTRAL TEXAS the length of SWIFT Code is 8 Characters, means FIRST NATIONAL BANK OF CENTRAL TEXAS Head Office of the Financial Institution.
Many Banks has taken only one SWIFT Code per country or have one SWIFT Code per city, for processing International Payments of all the Branches of the country / city through SWIFT enabled branch. So, if your Bank Branch is not depicting in the list, contact your Bank Branch for the SWIFT Code transactions.