SOCIEDAD ESPANOLA DE SISTEMAS DE PAGO S.A., GARANTIAS C/MIGUEL ANGEL, 23, MADRID, Spain

SWIFT CODE :IPAYESMMGT1SOCIEDAD ESPANOLA DE SISTEMAS DE PAGO S.A. GARANTIAS MADRID, SPAIN

BIC Name / Bank name / Institution Name	SOCIEDAD ESPANOLA DE SISTEMAS DE PAGO S.A.
Bank Code / Institution Code	IPAY
Country	SPAIN
Country Code (ISO 3166)	ES
City	MADRID
City Code	MM The City Code are Institution Specific, different BIC has allotted different City Code for same city.
Office Type	GARANTIAS
Branch Code	GT1
Swift Code / BIC Code	IPAYESMMGT1
Address	C/MIGUEL ANGEL, 23
Zip Code / Postal Code	28010
Note: Before Transferring payment to the Bank Branch, confirm from the payment receiver, if the Bank Branch is Active
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Whether Bank IBAN Compliant	Yes, SOCIEDAD ESPANOLA DE SISTEMAS DE PAGO S.A., is IBAN Compliant.
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SEPA Credit Transfer Status	Account holders of this branch can Receive Payment through SEPA Network
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What is a SWIFT Code / BIC code?

Business Identifier Codes (BIC) has been developed by Society for Worldwide Interbank Financial Telecommunication (SWIFT) to identify banks and financial institutions globally. That is why BIC Codes are also known as SWIFT Codes.SWIFT Codes / BIC Codes are used for transferring money between banks of different countries or SEPA payments. Banks also use these codes for exchanging financial messages.

SWIFT Code / BIC Code is formed of 8 or 11 characters in following system:

First four characters in the SWIFT Code / BIC Code from left depicts bank code. In the case of SOCIEDAD ESPANOLA DE SISTEMAS DE PAGO S.A. the first four characters from left IPAY indicates that it is SOCIEDAD ESPANOLA DE SISTEMAS DE PAGO S.A..
Characters 5-6 from left in the SWIFT Code / BIC Code, depicts Country code of the bank. In the case of SOCIEDAD ESPANOLA DE SISTEMAS DE PAGO S.A. characters 5 and 6 from left ES indicates that bank is in SPAIN. It means that all the banks located in SPAIN will have ES at 5th and 6th place from left in their Swift Codes / BIC Codes.
Characters 7-8 from left in the SWIFT Code / BIC Code, depicts City Code of the Bank. In the case of SOCIEDAD ESPANOLA DE SISTEMAS DE PAGO S.A. characters 7 and 8 from left MM indicates that bank is in MADRID. It means that all the branches of SOCIEDAD ESPANOLA DE SISTEMAS DE PAGO S.A. located in MADRID will have MM at 7th and 8th place from left in their Swift Codes / BIC Codes.
Characters 9-11 from left in the SWIFT Code / BIC Code, depicts Branch Code of the Bank.In the case of SOCIEDAD ESPANOLA DE SISTEMAS DE PAGO S.A. characters 9 - 11 from left GT1 indicates branch code. It means that SOCIEDAD ESPANOLA DE SISTEMAS DE PAGO S.A. Branch code: GT1 is used for branches located at :C/MIGUEL ANGEL, 23. If XXX are in 9-11 place then it means that it is the Head Office of Bank / Financial institution.
Many Banks has taken only one SWIFT Code per country or have one SWIFT Code per city, for processing International Payments of all the Branches of the country / city through SWIFT enabled branch. So, if your Bank Branch is not depicting in the list, contact your Bank Branch for the SWIFT Code transactions.