VOLKSBANK GEWERBE U. HANDELSBANK KAERNTEN A.G., BAHNHOFSTRASSE 7, KLAGENFURT, Austria

SWIFT CODE :VBOEATWWKLAVOLKSBANK GEWERBE U. HANDELSBANK KAERNTEN A.G. KLAGENFURT, AUSTRIA

BIC Name / Bank name / Institution Name	VOLKSBANK GEWERBE U. HANDELSBANK KAERNTEN A.G.
Bank Code / Institution Code	VBOE
Country	AUSTRIA
Country Code (ISO 3166)	AT
City	KLAGENFURT
City Code	WW The City Code are Institution Specific, different BIC has allotted different City Code for same city.
Office Type
Branch Code	KLA
Swift Code / BIC Code	VBOEATWWKLA
Address	BAHNHOFSTRASSE 7
Zip Code / Postal Code	9020
Note: Before Transferring payment to the Bank Branch, confirm from the payment receiver, if the Bank Branch is Active
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Whether Bank IBAN Compliant	Yes, VOLKSBANK GEWERBE U. HANDELSBANK KAERNTEN A.G., is IBAN Compliant.
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SEPA Credit Transfer Status	Account holders of this branch can Receive Payment through SEPA Network
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What is a SWIFT Code / BIC code?

Business Identifier Codes (BIC) has been developed by Society for Worldwide Interbank Financial Telecommunication (SWIFT) to identify banks and financial institutions globally. That is why BIC Codes are also known as SWIFT Codes.SWIFT Codes / BIC Codes are used for transferring money between banks of different countries or SEPA payments. Banks also use these codes for exchanging financial messages.

SWIFT Code / BIC Code is formed of 8 or 11 characters in following system:

First four characters in the SWIFT Code / BIC Code from left depicts bank code. In the case of VOLKSBANK GEWERBE U. HANDELSBANK KAERNTEN A.G. the first four characters from left VBOE indicates that it is VOLKSBANK GEWERBE U. HANDELSBANK KAERNTEN A.G..
Characters 5-6 from left in the SWIFT Code / BIC Code, depicts Country code of the bank. In the case of VOLKSBANK GEWERBE U. HANDELSBANK KAERNTEN A.G. characters 5 and 6 from left AT indicates that bank is in AUSTRIA. It means that all the banks located in AUSTRIA will have AT at 5th and 6th place from left in their Swift Codes / BIC Codes.
Characters 7-8 from left in the SWIFT Code / BIC Code, depicts City Code of the Bank. In the case of VOLKSBANK GEWERBE U. HANDELSBANK KAERNTEN A.G. characters 7 and 8 from left WW indicates that bank is in KLAGENFURT. It means that all the branches of VOLKSBANK GEWERBE U. HANDELSBANK KAERNTEN A.G. located in KLAGENFURT will have WW at 7th and 8th place from left in their Swift Codes / BIC Codes.
Characters 9-11 from left in the SWIFT Code / BIC Code, depicts Branch Code of the Bank.In the case of VOLKSBANK GEWERBE U. HANDELSBANK KAERNTEN A.G. characters 9 - 11 from left KLA indicates branch code. It means that VOLKSBANK GEWERBE U. HANDELSBANK KAERNTEN A.G. Branch code: KLA is used for branches located at :BAHNHOFSTRASSE 7. If XXX are in 9-11 place then it means that it is the Head Office of Bank / Financial institution.
Many Banks has taken only one SWIFT Code per country or have one SWIFT Code per city, for processing International Payments of all the Branches of the country / city through SWIFT enabled branch. So, if your Bank Branch is not depicting in the list, contact your Bank Branch for the SWIFT Code transactions.