|
|
---|---|
Bank Name | Bangladesh Small Industries and Commerce Bank Limited |
Bank Code | 055 |
Branch Name | Bangshal Branch |
Branch Routing Number | 055270885
![]() |
City | Dhaka |
Branch Address | 230 North South Road, Bangshal, Dhaka 1100 |
View Branch Location on Google Map | |
Branch Fax No. | |
Branch Email | |
Branch Service Hours | Sunday: 10.00 AM To 4.00 PM Monday: 10.00 AM To 4.00 PM Tuesday: 10.00 AM To 4.00 PM Wednesday: 10.00 AM To 4.00 PM Thursday: 10.00 AM To 4.00 PM Friday: Holiday Saturday: Holiday |
Bangladesh Head Office Contact Information | |
Head Office Address | Sena Kalyan Bhaban, 5th Floor, 195 Motijheel C/A, Dhaka 1000, Bangladesh. |
View Head Office Location on Google Map | |
Swift Code |
BKSIBDDH
![]() |
Head Office Telephone Nos | +880 2 9568190, 9564830, 9590548 |
Head Office Fax Nos | +880 2 9564829, 7115612, 7124911 |
Head Office email | basicho@basicbanklimited.com |
Bank Website | www.basicbanklimited.com |
Validate IBAN Numbers | |
EMVCo QR Codes with your Background Design & Logo |
In Bangladesh, each Bank Branch has been allotted a 9 digits unique code. This 9 digits code is called Bangladesh Routing Number. First 3 digits from left of the Routing Number depicts the Bank Code, Next 2 digits, digit 4 and 5 from left. depicts District Code, digits 6-8 from left depicts Branch Code and digit 9 from left / first from right is check digit, which ensure the correctness of the routing number.
Bank Branch routing numbers are used in Bangladesh by Banks to transfer payments from one Bank Account to another Bank Account, within a Bank Branch or between a Bank's different branches or between different Banks. Bangladesh Routing Numbers are used for payment settlement through Bangladesh Automated Cheque Processing Systems (BACPS), Bangladesh Electronic Funds Transfer Network (BEFTN), National Payment Switch Bangladesh (NPSB) & Real Time Gross Settlement System. Bangladesh Routing number & SWIFT Code is also required for International Payment Receipt by Bangladesh Bank Account Holders.
Bangladesh Bank Account routing number is printed on the Cheque Book. You can also find your Bank Account Routing Number in your Banks Mobile APP or Web Application. Login to your Bank's Mobile APP or Web APP and you will see 9 digits no. which is your Bank Account Routing Number.
BACPS is a cheque clearing system, which enable Bangladesh Banks to settle the cheque payments in respective accounts. Payee deposit the cheque in his/her Bank / Branch, which then forward cheque image to BACPS network, BACPS Network, forward the cheque image to payer Bank Branch. Payers Bank verify the cheque and if cheque in valid and sufficient amount in the the payer account, then debit the cheque amount from the payer's account and pass the transaction information to BACPS Network and BACPS Network pass the credit information to payee's Bank. Payee's Bank then credit payee's Bank Account with cheque Amount.
Incepted in February 2011, BEFTN was country's first paperless electronic inter-bank funds transfer system. It facilitates both credit and debit transactions, as a lead over cheque clearing system. This network can handle credit transfers such as payroll, foreign and domestic remittances, social security payments, company dividends, bill payments, corporate payments, government tax payments, social security payments and person to person payments. At the same way it accommodates debit transactions like utility bill payments, insurance premium payments, Club/Association payments, EMI payment etc. Most of Govt. salary, social benefits, all social safety net payments and other government payments are processed through BEFTN.
Operational since 2012, NPSB is meant for establishing interoperability among participating banks for their account and card based transactions. Currently, it caters interbank Automated Teller Machines (ATM), Point of Sales (POS) and Internet Banking Fund Transfer (IBFT) transactions while the Mobile Financial Services interoperability is under active consideration. 53 Banks are now interconnected through NPSB for their ATM transactions. Currently, four types of interbank ATM transaction (i.e. cash withdrawal, balance enquiry, fund transfer and mini statement) could be done through NPSB. As of October 2021, 53 banks are interoperable for POS transactions and 30 banks are interconnected for their IBFT transactions. There are different limits for individual and institutional IBFT transactions. For individual, the maximum value of each transaction is 3,00,000 taka and the frequency is maximum 10 times a day and not more than 10,00,000 taka per day. For corporate, limit has been set on each transaction as 5,00,000 taka and maximum frequency as 20 times a day and 25,00,000 taka per day. It is mandatory for the participating banks to ensure Two Factor Authentications (2FA) for any online/e-commerce/interbanking/card not present transactions.
To facilitate real time settlement of high value time critical payments BB introduced Bangladesh Real Time Gross Settlement (BD-RTGS) system during October 2015. It opened a new dimension for the banks and for the corporate to settle their payments instantly, at the same time individual customers are also availing this service for settling their large value transactions. As of October 2021, more than 10810 online branches of the schedules banks are connected with BD-RTGS system and the number is increasing gradually.